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Physicians turn to online communications

Posted by NetMinder -Ignition Group on Tue, Jun 29, 2010

As a provider of a cloud computing application (in the old days we called this a "hosted application"), I can certainly appreciate the benefit of such a service for physicians.  It sounds like they're starting to see the benefits as well.

Physicians Turn to Online Communications.

cloud computing kitchen sink1 resized 600

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

From an insurance perspective, the teeth are not attached to the rest of the body

Posted by NetMinder -Ignition Group on Tue, Jun 15, 2010

According to a study just released by the National Center for Health Statistics, approximately 45 million persons had no dental coverage.   Among the 172 million people under 65 who already have private health insurance, nearly three-quarters have dental insurance too, mostly through an employer.  About 8 out of 10 persons with employment-based private health insurance had dental coverage compared with about 3 out of 10 persons with directly purchased insurance. 

The big question is, what will be the impact of health care reform on dental coverage?  The short answer is - very different than medical coverage.  For example, adults must buy health insurance or pay a fine starting in 2014. The law does not require them to buy other types of coverage like dental or vision, although some comprehensive health care plans include the additional coverage. While health plans must cover at minimum services like emergency care and prescription drugs, and are required to cover children, they do not have to cover oral care for adults.

What's your take on why different parts of your body are treated differently from an insurance perspective?

pct distribution of dental insurance cdc jun10 resized 600
 

Link to a good summary of the study:
http://www.reuters.com/article/idUSTRE6584F820100609

Link to the complete study:
http://www.cdc.gov/nchs/data/databriefs/db40.htm#

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

When you get conflicting advice

Posted by NetMinder -Ignition Group on Fri, Jun 11, 2010

Just read two articles in the same issue of Inc Magazine April 2010.  One says "don't worry much about what the competition is doing", and the other cautions that "competitive intelligence is part of the day-to-day operation -- part of the fabric of the enterprise."  Do I worry about the competition or not?  Help me reconcile these two positions.

http://www.inc.com/magazine/20100401/driven-to-distraction.html

http://www.inc.com/magazine/20100401/guidebook-how-to-keep-tabs-on-the-competition.html

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

How do companies choose a dental plan?

Posted by NetMinder -Ignition Group on Thu, May 27, 2010

Inc. Magazine recently ran an article on how small businesses should go about setting up a dental plan for their company. Choosing the right healthcare administrator was a key suggestion. As the third most utilized health care coverage after medial and prescription benefits, the article recognized that dental insurance is a plus in recruitment and retention. I thought you’d find the list of questions that employers should consider interesting. Do you think the article did a good job of covering the things to consider when a small business gets down to the business of evaluating dental plans?

Click here to read the Inc. article

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Health overhaul hits sales commissions

Posted by NetMinder -Ignition Group on Fri, May 21, 2010

I was recently at the Florida Association of Health Underwriters annual meeting and there was quite a bit of discussion regarding the impacts of health care reform on insurance brokers.  Understandably, one of the biggest areas of concern was the effect of reform on sales commissions.  I came across this article which does a good job of explaining how broker compensation may change and why.

Health overhaul hits sales commissions

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision

Five Changes Health Plans Need to Make Now

Posted by NetMinder -Ignition Group on Fri, May 14, 2010

Now that health care reform is a reality, insurers need to redirect their efforts away from fighting the legislation and into leveraging it for their long-term survival. That will require real change.  Here's what an editor for HealthLeaders Media has to say about the changes health plans need to make.

Five Changes Health Plans Need to Make Now

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Impact of healthcare bill on small health and dental insurers.

Posted by NetMinder -Ignition Group on Sat, Apr 17, 2010

horwitz 95x119The Nightly Business Report article by Steven Horwitz, a professor of economics at St. Lawrence University  recently brought up something worth thinking about: the decline of small health and dental insurers and the behavior of the remaining large ones. In Horwitz’s view, “The law's mandate that no ‘stand alone’ company can sell dental insurance will drive small dental-only insurers out of business as well, leaving that market to the big firms. The result of all of this will be increased concentration and market power in the medical insurance industry, which is sure to lead to more questionable behavior and more complaints about insurers.”

What are your thoughts?

Tags: Medical, dental

Just like Whack-A-Mole.

Posted by NetMinder -Ignition Group on Tue, Mar 02, 2010

whack a mole 11

Healthcare reform is so complex it makes my head spin. It seems like every good idea posed by the “experts” spawns some nasty, unintended side-effects (sorry about the health care pun). I was reminded of this when reading an article in the LA Times this week about a NY law requiring insurers to accept all applicants (i.e. no pre-existing condition exclusions). Apparently this really good idea resulted in the highest insurance premiums in the country, and nearly one in seven New Yorkers still lacking health coverage, a greater proportion than before the law was passed. It reminds me of that kid’s game called Whack-a-Mole, where you had to hit the mole on the head with a mallet every time it came out of its hole.  Sounds easy, right? The problem, just like with healthcare reform, is that every time you hit the mole on the head, another one popped up out of another hole.

Tags: Medical

 

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