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Some interesting insights about vision benefits

Posted by NetMinder -Ignition Group on Tue, Jan 18, 2011

In a presentation last year by Vision Monday/Jobson Optical Group, I gained the followingdescribe the image insights about the vision benefits market: 

  • 3 out of 4 American adults use some form of vision correction product
  • 65% of those buying eyeglass frames used their vision insurance
  • 14% used the web to shop, and of those 31% compared prices and 22% actually purchased glasses

Bottom line...lots of people need "glasses", use their insurance, and like everything else, the traditional purchasing avenues are being threatened by the Internet.  So what else is new.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Insurers Alter Their Sales Commission Structure, Partly to Help Meet Medical Loss Ratio Rules

Posted by NetMinder -Ignition Group on Tue, Jan 18, 2011

This seems like a creative solution to the MLR challenges associated with Health Care Reform regulations.

http://www.aishealth.com/Bnow/hbd011111.html

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Now there's even a website to help you comparison shop dental and vision plans

Posted by NetMinder -Ignition Group on Mon, Jan 17, 2011

dental plan comparison1 resized 600
vision plan comparison 2 resized 600

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Is the dental HMO (DHMO) making a comeback?

Posted by NetMinder -Ignition Group on Mon, Jan 17, 2011

Most of the conversation over the last few years has been about dental PPO networks, however, the DHMO doesn't appear to be dead yet. After declining slightly in 2008, DHMO networks grew 4% and 6% in 2009 and 2010 respectively (Source: NetMinder, Top 10 DHMO networks). 

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While the National Association of Dental Plans (NADP) reports that dental HMO (DHMO) products continue to decline in market share (Source: NADP 2010 Dental Benefits Enrollment Report), network growth, along with new players entering the market, is also a good sign for a product's lifecycle. The attached release shows that Lincoln Financial Group is leveraging networks from Dental Benefit Providers (CA), Solstice Benefits, (FL), and National Pacific Dental (TX) to enter the DHMO market. 

Given the effects of the ongoing recession, the lower price points of DHMO coverage may be a more pocketbook-friendly alternative.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

OK, it's not the People's Choice Awards...

Posted by NetMinder -Ignition Group on Thu, Dec 23, 2010

 

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...but Benefits Selling 2010 Readers' Choice Awards has quite a few interesting tidbits.  Best dental and vision carriers, best group medical coverage, carriers that work best with brokers, and more.  Click here to check it out.       

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

One option for managing through health care reform

Posted by NetMinder -Ignition Group on Thu, Dec 23, 2010

In a possible sign of things to come in the wake of health care reform, Principal Financial turns health market over to United Healthcare - Articles - Employee Benefit News.

Update: Guardian also plans to exit medical market and focus on ancillary / non-medical lines.

Guardian to drop health insurance - Articles - Employee Benefit Adviser

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

The plot thickens: VA court decision sets stage for health reform Supreme Court battle

Posted by NetMinder -Ignition Group on Thu, Dec 23, 2010

 

 

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Just when you thought it was safe to implement health care report changes...

Va. court decision sets stage for health reform Supreme Court battle - Articles - Employee Benefit Adviser.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Consumer-Directed Plans Surge as Employers Try to Control Costs

Posted by NetMinder -Ignition Group on Thu, Dec 23, 2010

As a small employer (4 employees), my choices for health coverage are either a small group plan or an individual plan.  I've found that small group plans, with their guarantee issue requirements and limited medical underwriting, carry quite a bit of sticker shock.  Individual plans, on the other hand, while still quite expensive, are less expensive than small group coverage.  And high-deductible, consumer-driven individual plans look like the best "bargain" for me and my family.  This article supports the fact that CDHP are a good deal for both employees and employers.  Read on and let me know what you think.

Consumer-Directed Plans Surge as Employers Try to Control Costs.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

New MetLife study relevant for ancillary benefits suppliers

Posted by NetMinder -Ignition Group on Wed, Aug 11, 2010

MetLife’s 8th annual “Study of Employee Benefits Trends” (www.whymetlife.com//resources.asp) points out that there are big expectations for small businesses to fuel the economy. Retaining top talent and increasing job satisfaction become more important than ever.  While 43% of employees cite benefits as an important reason for remaining with their employers, surprisingly health coverage may become “less of a differentiator”, and benefits like dental and life insurance will likely play an increasing role.  I found the study to be very interesting for anyone in the ancillary benefits space.  Let me know what you think.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Vision benefits role in health care reform

Posted by NetMinder -Ignition Group on Wed, Aug 11, 2010

Health care reform is confusing for those involved in the health insurance industry.  The picture is even blurrier for those in the ancillary benefits space.  Read about the vision benefits industry's efforts to get their message out in the post-reform enviroment.

Sight unseen - Articles - Employee Benefit News.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

 

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