According to a study just released by the National Center for Health Statistics, approximately 45 million persons had no dental coverage. Among the 172 million people under 65 who already have private health insurance, nearly three-quarters have dental insurance too, mostly through an employer. About 8 out of 10 persons with employment-based private health insurance had dental coverage compared with about 3 out of 10 persons with directly purchased insurance.
The big question is, what will be the impact of health care reform on dental coverage? The short answer is - very different than medical coverage. For example, adults must buy health insurance or pay a fine starting in 2014. The law does not require them to buy other types of coverage like dental or vision, although some comprehensive health care plans include the additional coverage. While health plans must cover at minimum services like emergency care and prescription drugs, and are required to cover children, they do not have to cover oral care for adults.
What's your take on why different parts of your body are treated differently from an insurance perspective?
Link to a good summary of the study:
Link to the complete study: