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NetMinder -Ignition Group

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No end in sight for rising costs.

Posted by NetMinder -Ignition Group on Sat, Jun 30, 2012

 

Georgetown University Center on Education and the Workforce just came out with a comprehensive report on the state of healthcare and its impact on the healthcare workforce by 2020.  Bottom line, in spite of new legislation, there is no end in sight for rising costs. While costs are expected to increase at a slightly slower pace over the next decade, they are still predicted to amount to 20% of GDP by 2020. Because of this rapid growth, the healthcare industry has the p0tential to create 5.6 million jobs between 2010 and 2020.

Our industry clearly has many challenges. They say that every big problem is solved with small steps. Which ones should we be taking to address these predictions of costs that exceed anyplace else in the world?

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Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

CIGNA Dental announces that they now contract with 100,000 unique dentists nationwide.

Posted by NetMinder -Ignition Group on Wed, Nov 16, 2011

The bar for dental PPO networks has been raised again. CIGNA Dental announced in a November 10th press release that they now contract with 100,000 dentists

The reference to 100,000 dentists under contract is a combination of CIGNA's Radius network along with their DNSP network. DNSP is essentially an out-of-network, smaller discount overlay to their Radius network delivered primarily through a relationship with Coalition America.

With an available universe of over 180,000 unique dentists nationwide, network penetration is still less than 60%, and there appears there is still room for growth. At what point will the dental PPO market be saturated?

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

I'm a big fan of pricing transparency, and this seems like a step in the right direction.

Posted by NetMinder -Ignition Group on Thu, May 05, 2011

Everyone in the food business knows that restaurants make most of their money on side orders. Now it appears that brokers are catching on. describe the image

Read on for insight into how brokers are thinking these days.

How to capitalize on ancillary benefits - Articles - Employee Benefit Adviser.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Will new database for out-of-network claims give more pricing leverage to providers? How about consumers?

Posted by NetMinder -Ignition Group on Wed, May 04, 2011

 

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I'm a big fan of pricing transparency, and this seem like a step in the right direction.  I've taken a look at the dental interface and it's very nice.  As a dental consumer, I can get an idea of what dentists charge for particular procedures.  However, as an uninsured dental consumer, I'm still guessing at what they'd be willing to accept as payment in full. 

http://www.ama-assn.org/amednews/2011/01/24/bisd0124.htm

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Some interesting insights about vision benefits

Posted by NetMinder -Ignition Group on Tue, Jan 18, 2011

In a presentation last year by Vision Monday/Jobson Optical Group, I gained the followingdescribe the image insights about the vision benefits market: 

  • 3 out of 4 American adults use some form of vision correction product
  • 65% of those buying eyeglass frames used their vision insurance
  • 14% used the web to shop, and of those 31% compared prices and 22% actually purchased glasses

Bottom line...lots of people need "glasses", use their insurance, and like everything else, the traditional purchasing avenues are being threatened by the Internet.  So what else is new.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Insurers Alter Their Sales Commission Structure, Partly to Help Meet Medical Loss Ratio Rules

Posted by NetMinder -Ignition Group on Tue, Jan 18, 2011

This seems like a creative solution to the MLR challenges associated with Health Care Reform regulations.

http://www.aishealth.com/Bnow/hbd011111.html

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Now there's even a website to help you comparison shop dental and vision plans

Posted by NetMinder -Ignition Group on Mon, Jan 17, 2011

dental plan comparison1 resized 600
vision plan comparison 2 resized 600

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

Outsourcing allows new players to quickly get into dental and vision

Posted by NetMinder -Ignition Group on Mon, Jan 17, 2011

Two recent annoucements show that the barriers to entry in the dental and vision markets are not as high as they used to be.

Pan-American Life Insurance Group Introduces Dental and Vision Discount Plans

Lincoln Financial Group Launches Lincoln DentalConnect(SM) DHMO in CA, FL, TX

Is the dental HMO (DHMO) making a comeback?

Posted by NetMinder -Ignition Group on Mon, Jan 17, 2011

Most of the conversation over the last few years has been about dental PPO networks, however, the DHMO doesn't appear to be dead yet. After declining slightly in 2008, DHMO networks grew 4% and 6% in 2009 and 2010 respectively (Source: NetMinder, Top 10 DHMO networks). 

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While the National Association of Dental Plans (NADP) reports that dental HMO (DHMO) products continue to decline in market share (Source: NADP 2010 Dental Benefits Enrollment Report), network growth, along with new players entering the market, is also a good sign for a product's lifecycle. The attached release shows that Lincoln Financial Group is leveraging networks from Dental Benefit Providers (CA), Solstice Benefits, (FL), and National Pacific Dental (TX) to enter the DHMO market. 

Given the effects of the ongoing recession, the lower price points of DHMO coverage may be a more pocketbook-friendly alternative.

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

OK, it's not the People's Choice Awards...

Posted by NetMinder -Ignition Group on Thu, Dec 23, 2010

 

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...but Benefits Selling 2010 Readers' Choice Awards has quite a few interesting tidbits.  Best dental and vision carriers, best group medical coverage, carriers that work best with brokers, and more.  Click here to check it out.       

Tags: Healthcare, Healthcare, Economy, Medical, Medical, Vision, dental

 

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